Gary Rivlin

The Wall Street Reform and Consumer Protection Act was a sweeping legislative package designed to prevent another financial collapse. Journalist Gary Rivlin says passing the bill was just a first step in a long road to real reform, and the financial system is as vulnerable to disaster it was in 2008.

Pawnshops, payday lenders, check cashers and rent-to-own companies take in $33 billion a year. In writing his new book, Broke, USA, Gary Rivlin discovered how the businesses justified making huge profits off the working poor.